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Who pays for damages in an accident?
The person who is determined to bear liability for an accident is the one who legally has the responsibility to pay for damage claims. Reasonable Care Duty – Drivers have the responsibility to exercise reasonable care when they operate a motor vehicle.
Does insurance cover someone keying your car?
Yes. If you have full coverage on your vehicle, then it being keyed would fall under vandalism car insurance normally and be covered by your comprehensive coverage. Comprehensive insurance covers damage to your car if it is stolen; or damaged by animals, flood, fire, hail, vandalism, or glass breakage.
What should I do if a third party damages my car?
If you have received a note with the details of the third party, contact them to discuss insurance options. The police and insurance company also need to be contacted and informed about the incident. Provided that your vehicle was parked legally, the third party may be at fault.
Who pays for damages to the other driver in a crash?
The primary coverage that would pay for damages to the other driver is your liability coverage. This means you’d have to: File the claim with your company. Pay the deductible. Accept any resulting rate hikes. If the damages exceed your limits, Annie’s coverage will step in as secondary coverage.
What to do if you’re left with a damaged car?
If you’re left with a damaged car and no information as to who is at fault, the next solution is to see whether there is any CCTV in the area that would have footage of the incident. If there is no CCTV, it’s worth trying to see if someone else was around to see the incident.
What can I do about a friend who hit my Car?
Assuming your friend was at fault for the accident, you could bring a claim against him. I am assuming your insurance paid for the damage except for your deductible. You could go to Small Claims Court for the deductible. The response given is not intended to create, nor does it create an ongoing duty to…