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Is it OK to ask someone their credit score?
1. Why you should know your partner’s credit score. It’s good to know your partner’s credit score — and even more important to know their complete credit history, especially if you’re in a long-term relationship or a committed relationship.
How do you ask someone about their financial status?
Here’s are the steps Senning suggests taking when discussing finance in conversation with family, friends, or coworkers.
- Determine your audience.
- Don’t reveal too much too quickly.
- Preface any personal questions.
- Keep a serious tone.
- Avoid posting money details on social media.
Can employers request to see your credit score before they hire you?
Thanks to the Fair Credit Reporting Act (FCRA), employers can’t go checking your credit history behind your back. They must have written consent before pulling an applicant’s credit history.
What can someone do with your credit score?
Since every person who uses credit has their own credit history, you cannot use someone else’s credit report, or credit scores, to qualify for services unless you use their identifying information and not your own, notes Griffin. Also, “using someone else’s identity to apply for credit is a form of identity theft.
Is it rude to ask someone’s salary?
If your salary is higher than a friend’s, for example, they might feel jealous of you. Or they might start asking you for financial assistance. “Yes, you can most certainly talk about your salary and what you make; however, my advice is to keep that info to people you know, love and trust,” Swan adds.
Would you date someone with a low credit score?
Is it okay to date someone with terrible credit? The answer is yes, it is okay — unless you are planning a future with them. It’s not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.
What does your credit score reveal about you?
Credit scores can often be a reflection of how you’ve handled your finances over the last several years — so, though it’s just a number, it can reveal a lot about your money habits and history that you might not want others to know.
What happens when someone makes an unauthorized credit inquiry?
When someone makes an unauthorized credit inquiry When a lender checks your credit score, it’s considered a “hard inquiry,” and it will cause a small, temporary decrease in your credit score. Too many hard inquiries in a short period of time can result in a more substantial dent.
Who can check my credit without my permission?
The law regulates credit reporting and ensures that only business entities with a specific, legitimate purpose, and not members of the general public, can check your credit without written permission. The circumstances surrounding the release of your financial information vary widely.
What happens if you have too many inquiries on your credit?
Too many hard inquiries in a short period of time can result in a more substantial dent. If you find that credit inquiries you never made are showing up on your credit report, then they may be unauthorized and can be disputed.
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