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How do I cancel my SBI debit card annual fee?
6 ways to avoid high ATM charges
- Use cards. Use your debit and credit cards so that you don’t need too much cash.
- Plan your cash flow. Don’t wait till you are broke to withdraw money from the ATM.
- Prefer your own bank.
- Keep emergency cash.
- Use dormant account.
- SMS, phone banking for non-financial transactions.
What happens if I don’t activate my debit card?
If you don’t activateyour debit card, you won’t be able to use it and cancelled. However, you will have to pay the associated fees and could be more likely to experience fraud.
How do I remove annual fee from my debit card?
How to get your card’s annual fee waived
- Call your issuer.
- See if your issuer will waive the fee in exchange for card usage.
- Ask your issuer to match another offer.
- Ask to cancel.
- Use military benefits.
- Switch to a different card.
- Earn rewards to offset the fee.
- Cancel your card.
What are the annual fees and renewal fees applicable on SBI Card?
There are annual fees and renewal fees applicable on the SBI Credit Card (SBI Card). Annual fee is a one-time charge and renewal fee is charged every year. These fees may vary from Cardholder to Cardholder, and for different card variants.
What happens if I block my SBI credit card?
Blocking of the Card is NOT equivalent to closing or cancelling of the card. Therefore annual fee will continue to accrue. If you do not want the card facility and do not want to pay annual fees, correct way is either to call phone banking and inform them or visit the branch of the bank and give the written application.
What are the overlimit fees in SBI credit card?
H. Overlimit fees – As a service gesture SBI Card may approve certain transactions attempted by the cardholder which are over and above the credit limit, please note that if the outstanding amount exceeds the credit limit, an over-limit fee of 2.5 \% of the over-limit amount or Rs. 500, whichever is higher will be levied.
How to pay SBI credit card dues in SBI Bank?
The Cardholder can walk into select SBI Bank branches and pay SBI Credit Card dues by mentioning the Credit Card number & amount in the pay-in slip and depositing the same at the branch counter.