Table of Contents
Can you get insurance for a test drive?
Do I need insurance to test-drive a car? Even if you’re only test driving a car, you still need to be insured. Always check you’re insured before you set off on your test drive. If you’re browsing or buying the car from a main dealer, then this usually won’t be a problem as they’ll have cover in place.
What is needed for a test drive?
What Do I Need to Test Drive a Car? Requirements to test drive a car may vary by dealership and state, but typically you’ll just need to have a valid driver’s license on-hand to take it for a spin. Make sure you get out on the road and properly test drive a handful of options.
Do you need insurance for a test drive at a dealership?
While insurance isn’t needed for you to take a test drive at a dealership or with a private seller, it’s generally needed to buy the car if your state requires car insurance. Before taking ownership and driving the vehicle off a dealer’s lot, you must show proof of insurance.
Can you test drive a used car from a private seller?
If you’re interested in test driving a used car from a private seller, you’re typically covered by the vehicle owner’s auto insurance. That means the person selling the car handles the insurance during a test drive.
What happens when you test drive a car at a dealer?
The dealer’s auto insurance policy covers you when you test drive. When a commercial dealer has an inventory of cars for sale, they buy a blanket policy that will pay for damage to the cars and liability claims made while an employee or a customer is driving the car.
How do I set up test drive insurance?
Test drive insurance can be set up in a matter of minutes. Drivers must be between 18 and 75 and hold a full UK licence (and have done so for at least six months). To apply for test drive insurance, you will also need: your name, UK address, DOB and email address