Can I do a test drive without insurance?
Do I need insurance to test-drive a car? Even if you’re only test driving a car, you still need to be insured. Always check you’re insured before you set off on your test drive. If you’re browsing or buying the car from a main dealer, then this usually won’t be a problem as they’ll have cover in place.
Do dealerships require test drive insurance?
Yes. Whether you’re buying from a dealership or private seller, you typically don’t need to show proof of insurance on a test drive. A dealer’s insurance will usually cover unexpected damage or physical injuries that occur during test drives if their vehicle is in an accident.
Can a dealership tell if you have insurance?
Yes, dealerships verify insurance. For new and used, leased or financed vehicles, you will need to provide proof of insurance to the dealership.
What is required to do a test drive?
Requirements to test drive a car may vary by dealership and state, but typically you’ll just need to have a valid driver’s license on-hand to take it for a spin. Keep in mind, searching for a car is a process that shouldn’t be rushed. Make sure you get out on the road and properly test drive a handful of options.
Do you need insurance to test drive a car at a dealership?
You don’t need proof of auto insurance to test-drive a car at a dealership. All you need is a valid driver’s license. The dealership has a blanket auto insurance policy for anyone who drives their vehicles.
Can you test drive a car without insurance?
In many cases, you can test drive a vehicle without having your own insurance policy When test driving a car at a dealership, typically the dealer’s insurance will be sufficient for anyone driving the vehicle
Do I need to have insurance to buy a car?
You may not need to have insurance but in order for the dealer’s insurance to cover you, having a valid driving license is required. This is why you are asked for your license and not for any type of proof of insurance.
Who is covered for liability when test driving a car?
Both employees and customers who are test driving cars on the lot are covered for liability and for physical damage claims. When you are buying a car from a private seller, you still do not have an interest in the car.