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What do I do if I lost my original property documents?
The first step is to visit the nearest police station and file a first information report (FIR). The FIR needs to mention that the papers are lost. A copy of the FIR should be taken by the owner and preserved for future reference.
What happens if property deeds are lost?
If the deeds went missing or were destroyed while in the custody of a law firm or financial institution then, if satisfied with the evidence, the Land Registry will register the property with an absolute title. If not, then it is usually the case that the property will be registered with a possessory title.
Can a property be sold without deeds?
In short, yes you can sell your house without the deeds, however you must be able to prove through other means that you are the owner of the property. As the deeds are the assortment of documents which usually prove ownership, proving it without them can be a more protracted process, but it is by no means impossible.
Can someone sell my house without my knowledge?
The short answer is yes. Anyone can sell your property without your consent.
How do I get a copy of my title deeds?
To obtain a copy of a deed or document from a deeds registry, you must:
- Go to any deeds office (deeds registries may not give out information acting on a letter or a telephone call).
- Go to the information desk, where an official will help you complete a prescribed form and explain the procedure.
What should I do if I lost my property documents?
Get the Affidavit done by the Bank about the lost property documents. Do apply for encumbrance certificate to check if everything is fine with respect to ownership and mortgage details. Get the duplicate certified copy of Sale deed through your Banker/lending institution. You can ask the bank to bear all the associated costs.
How do I get a certified copy of a lost deed?
If the deed is lost or misplaced and the homeowner needs the original document, a property owner can simply request, from the County recorder, a certified copy of the recorded document either in-person or by mail. In most instances, a certified copy has the same legal significance as the original document.
How do I file a case against a bank for lost property?
Submit a written complaint to the bank and keep a copy of their reply with you. Register an FIR with the police against the Bank. Publish news-paper Ad. Get the Affidavit done by the Bank about the lost property documents. Do apply for encumbrance certificate to check if everything is fine with respect to ownership and mortgage details.
What is the significance of finding lost property deeds?
The significance of finding lost property deed A lost property deed can be a major liability. Property deeds are proofs of your ownership over the property and so, having a copy of property deed with you is important for a number of reasons.